Some of the same companies that provide auto warranty programs also provide quality policies for other vehicles, including boat warranty, motorcycle warranty and RV warranty policies. If you encounter an error or discover a discount code that is no longer valid, please email me and I'll try to correct it a.s.a.p.
"Extended warranties and car insurance can all be purchased online. Spend some time examining exactly what coverage is available. There is a wide range among different plans. Finally, watch the amount of the deductible." - Better Business Bureau web site.
disclaimerExplanation of Terms
| Insurer: | Most reputable auto warranty companies contract with another company to insure their obligations for a service contract. For example, if a warranty company ran into financial difficulties and failed to meet their obligations under the service contract, the insurer could step in to pay the claims. As the exact arrangement between the warranty company, the insurer, and any re-insurers varies from company to company, always read your contract carefully. |
| Re-insurer: | Reinsurance is an arrangement between two or more insurance companies to spread out the risk of an insurance contract. This is done so that an unusually large loss from a policy does not fall on a single company. Once again, the exact arrangement between the warranty company, the insurer, and any re-insurers varies from company to company, so always read your contract carefully. |
| Ratings: | When possible, I've tried to include the A.M. Best's rating for insurers and re-insurers. A.M. Best's ratings are widely recognized as the benchmark for determining an institution's financial strength. |
| BBB: | For years, the Better Business Bureau (BBB) has provided an excellent way to gauge a company’s overall success and satisfaction. It is comprised of 145 independent local Better Business Bureau chapters, which are affiliated with the national umbrella organization, the Council of Better Business Bureaus (CBBB). Do keep in mind that there is little to no reporting consistency across the independent chapters, so it may be difficult to compare companies using only this information.
The National BBB runs a program worthy of some consideration. In order to participate in the BBB Online Reliability Program, a company must have a satisfactory complaint handling record, agree to participate in the BBB's advertising self-regulation program, agree to abide by the BBB Code of Online Business Practices, and agree to dispute resolution with the BBB. Most of the companies who participate in this program value their standing in the BBB, and tend to do a better job at handling complaints. |
| Sample Contract: | If the auto warranty company has a copy of their contract online, I've tried to include a link to it. When you make a purchase, still read your contract carefully and look for any differences. |
Warranty Direct
| Website: | www.warrantydirect.com |
| Vehicle Types: | Cars, Trucks & SUVs |
| Coverage Area: | United States, Canada, United Kingdom and New Zealand |
| In Business Since: | October 1980, On the Internet since January 1994 |
| Administrator: | Interstate National Dealer Services |
| Insurer: | National Service Contract Ins Co RRG (not rated) |
| Re-insurer: | Hannover Reinsurance (Ireland) Limited (Rated: A) |
| BBB: | Yes (view report) |
| Mileage: |
Vehicles with up to 75,000 odometer miles are eligible for a variety of coverages which all include wear-and-tear failures. Vehicles with up to 150,000 miles are eligible for comprehensive, major component coverage. |
Warranty Direct is the consumer division of Interstate National Dealer Services, one of the oldest and largest independent vehicle providers in the US. In addition to offering their vehicle direct to consumers, over 2,200 manufacturer’s, dealers, banks and credit unions choose to sell their coverage. They have been named to the Forbes Magazine list of the "Top 200 Small Companies in America" 3 times. They sell a wide variety of contracts and their greatest strengths are the breadth of their coverages, the quality of their insurer and their tenure in the industry. Warranty Direct is a member of the Better Business Bureau and WebAssured.com, and participates in the BBB OnLine Reliability program.
Warranty Direct has been selected the exclusive auto warranty partner for many major automotive sites including Edmunds.com and E-Loans.com.
In addition to their sales in the United States, their parrent company sells vehicle warranty contracts in the United Kingdom and New Zealand.
return to topAA Auto Warranty
| Website: | www.AAAutoWarranty.com |
| Vehicle Types: | Every major make, model, and year (including comercial vehicles) |
| Coverage Area: | United States (excludes CA) and Canada |
| In Business Since: | 1989 / Online since 2001 |
| Administrator: | Numerous - Based on Policy |
| Insurer: | Numerous - Based on Policy |
| Re-insurer: | Numerous - Based on Policy |
| BBB: | Yes (view report) |
| Sample Contract: | view contracts |
| Mileage: | Any mileage and any year |
AAAutoWarranty’s online quote system is unique. The warranty quote engine analyzes a vehicle’s and owner’s characteristics and weighs this against a large selection of warranty policies based on price, coverage, term, and options to determine the best valued policies for one's particular needs. This form of comparative shopping is capable of giving online quotes from multiple warranty provides at the same time.
Overall, this is one well worth checking out.
return to topWarranties 4 Wheels Auto Warranty Specialists
| Vehicle Types: | any wheeled vehicle (in theory) |
| Coverage Area: | varies based on policy provider |
| In Business Since: | April 1996 |
| Insurer: | varies based on policy provider |
| Re-insurer: | varies based on policy provider |
| BBB: | Yes (view report) |
| Sample Contract: | varies based on policy provider |
| Mileage: | any (in theory) |
Warranties4wheels.com is a auto warranty brokerage company, meaning they sell policies from a variety of insurers. Because they can get quotes from as many as 10 companies (depending on which state you live in), they boast the ability to cover virtually any vehicle with wheels. This makes them very appealing for commercial use, alternative fuel, classic, custom, and hard to cover vehicles. As they don't sell online, they aren't eligible for the national BBB Reliability program, but are a member of the Phoenix chapter.
I've been told that if you mention the coupon code 0320, you can get a good break on the price. Someone please email me if you have found that they are no longer accepting this code.
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